This chapter of the Bankruptcy Code provides for "liquidation" - the sale of a debtor's nonexempt property and the distribution of the proceeds to creditors.

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This chapter of the Bankruptcy Code provides for adjustment of debts of an individual with regular income. Chapter 13 allows a debtor to keep property and pay debts over time, usually three to five years.   

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You had no way of predicting this financial downturn would occur. Nevertheless, your life has been impacted by the drying up of the job, housing and investment markets. It is important to remember that you are not alone. Many people throughout the state of Washington have been forced into debt.


The bankruptcy laws are here for your protection.


The Federal Bankruptcy laws are here for your protection. Many people are hesitant to explore the option of pursuing a bankruptcy. The simple truth, however, is that the bankruptcy laws are here for your protection.


Making Informed Financial Decisions

Many people take risks when they find themselves in a difficult financial situation after a job loss, divorce or injury. After conducting an in-depth analysis of your financial records, we can accurately assess the warning signs in your behavior and help you make informed decisions about your future.



Filing for bankruptcy is a legal procedure that allows individuals and families to obtain relief from creditor harassment and stop wage garnishments. Bankruptcy can also be a valuable tool for saving your car or home.

Each of our clients receives hands-on attention from a knowledgeable attorney. We will only recommend filing for bankruptcy if we believe it is in your best interest. We can also help you pursue alternatives to bankruptcy, including negotiating settlements with your creditors. Questions?  Visit our FAQ section to find out more.



Since 1994, Attorney Mark A. Carter has provided superior, cost-efficient and value-oriented legal services in a compassionate and respectful manner to clients in Washington State and Federal court specializing in Bankruptcy.

I am dedicated to helping people deal effectively with financial difficulties and other legal problems and provide highly professional representation to people in need. I also offer a level of personal attention not found at larger law firms.

When it comes to something as personal as handling your Bankruptcy, I will be your ally and advocate - working hard to achieve your goals every step of the way. Contact me to schedule a FREE initial consultation.

To attend credit counseling class visit Cricket Debt - Attorney Code: 577980
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Mark Carter

Attorney at Law

Chapter 7 and Chapter 13

Bankruptcy Attorney in Vancouver, Wa

Serving Washington State and Federal Court for over 20 years.

Free Phone Consultation

Consulting with a bankruptcy attorney doesn’t mean you have to file, and it may provide you with answers to important questions keeping you up at night.  If your struggling to pay your bills due to Coronavirus, explore your options sooner rather than later.   If you wait too long to get advice, you may make expensive mistakes that could have been avoided.   While we all hope that this situation remedies itself before it has significant impact on your finances, it never hurts to take precautions to protect your assets.  Schedule your consultation today.



"Mr. Carter. You've provided me with a great service, a sense of relief, and have paved the way for me to begin with a fresh start. I can't begin to express how grateful that I am to you for your hard work, insight and for your prompt attention to detail."  R.R


"I wanted to thank you for your Administrative Assistant on behalf of my wife and myself. your office really assisted us in getting through a difficult process. It was hard, but your office was professional, non-judgmental and very appreciated. I wanted to be sure to tell you both thank you very much." -C.H.







Mark A. Carter Law Office
1409 Franklin Street
P.O. Box 61505
Vancouver, WA 98660

Mailing Address: 

PO Box 61505

Vancouver, WA 98666

Phone: 360.694.8955
Fax: 360.695.5032
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